How to manage expenditure when income increases

The author of ‘Practical Steps to Financial Freedom and Independence,’ Mr. Usiere Uko, in this report writes about how you can overcome the impulse of increasing your expenditure when your income goes up.

Tony works in one of the big four telecoms companies and lives in his Uncle’s boy’s quarters in Lekki Phase I. His Uncle does not charge him rent and he takes his meals at the main house. The boy’s quarters was fully furnished before Tony moved in. Apart from his clothes, toys and the Range Rover parked beside the boy’s quarters, Tony has little else to his name. A third child and only son in a family of five, Tony is the richest among his siblings. His parents had returned to the village upon retirement years back, leaving Tony with his senior sisters with the responsibility of seeing the remaining ones through school.

Fresh from youth service, Tony first moved in with his Uncle after he got a job in an eatery in Lekki Phase I through his Uncle’s connections. He later got a job in a bank before finally crossing over to the telecom company. One thing has remained constant since Tony got his first job. He is always broke and owing; hence he could not contribute to the sisters’ education or send money to his parents in the village. He always had one excuse or the other. As he changed jobs, the situation remained the same. His sisters are the ones paying the school fees of their siblings in school and sending money to their parents in the village. None of his sisters earn up to half his salary, though they live on their own. Tony is always broke. It had become a family joke.

Murphy’s Law of Expenditure

Tony is operating under the Murphy’s Law of expenditure which states that:

Expenditure will always grow to meet income.

This means as your income increases, your expenditure catches up. You return to your financial comfort zone, the place you are used to, which for many is being broke.

There is a way we instinctively act anytime money comes into our hands. If you think back each to time money gets into your hands, you will notice a pattern. Your money reflex kicks in. You do what you normally do with money and end up how you normally end up – usually where Murphy’s Law said you would. For Tony it is with an empty wallet and increased debt.

Increasing your expenditure when your income goes up is due to inability to delay gratification. We want to enjoy life now by acquiring things that we think will make life easier and make us feel happier. Consequently, as our income rises, we are better able to pander to our wants list; hence the truism in Murphy’s Law. Wanting better things is not wrong in itself. Life is supposed to get better and more fun. The challenge is doing the right thing at the wrong time, spending in the season for saving and investment.

Increase your savings as income goes up

If we want to move ahead financially, we have to break Murphy’s Law over our finances so that we can have money work for us. That means we have to fix our expenditure and increase our savings when our income goes up. Prices of things do not go up in the market when you get a pay increase, promotion or bonus. The market does not know, hence your expenditure should not go up when your income goes up; rather your savings and investment should go up. Your expenditure should go up by reason of inflation, not pay raise. How do you achieve this?

The best way to escape the pull of Murphy’s Law of expenditure is to switch our mindset from – spend first and save what is left (often nothing) – to save first and spending what is left. It means cultivating the habit of paying yourself first. When you cultivate the discipline of saving first and sticking to a fixed recurrent expenditure, you have escaped the gravitational pull of Murphy’s Law of expenditure. More money now translates to moving faster towards your financial goals.

Derive pleasure from saving

Shopping makes us happy. As children, we loved new toys and were forever pestering our parents to buy us things. Anytime a visitor gave us money, the first thing that came to mind was what to buy. This habit has been carried over into adulthood and taken to a whole new level. If you feel bored or down, go to the mall and let retail therapy work its magic on you. Hence spending makes us happy while saving is boring and painful (being deprived of instant gratification), so we gravitate towards spending. We naturally seek pleasure and avoid pain hence we love to spend and procrastinate on saving. We give our money away instinctively. Therefore the idea of our savings growing month by month does not fascinate us. We believe the future will take care of itself – just enjoy the moment.

We can turn it around. We can link pain to shopping and pleasure to saving. When you meditate on how much money has passed through your hands in the past five to ten years with precious little to show for it, it makes you angry, especially if you are trapped in a job you hate. When you think about what you could have do with that money – your sweat and blood – if you dwell on it long enough, you will start to feel different about giving your money away just like that. When you start to see your money as potential employees capable of working long and hard for you come rain or shine 24/7 public holidays inclusive, you want to invest more, even in fixed deposits or treasury bills if you have no idea what else to do.

Focus on your financial goals

When you set clear financial goals and focus on achieving them, you find it easier to delay gratification and save towards your goal. When you have a goal, nothing motivates like making steady progress towards that goal. If you put money aside from your salary every month, your pile grows each month. You look towards each pay day with anticipation because your portfolio is going to grow yet again. If you are investing, it means the returns are going up each month. No paid job comes with a pay hike each month, but that is what happens when you add to your portfolio each month.

As you practise delayed gratification, it becomes a habit. You start to prioritize your financial goals above spending, accumulating stuff that will eventually end up in the trash. More pay speeds up the process, moving you faster towards financial independence, where your monthly returns grows to cover your monthly expenses thereby giving you the power of choice. Powered by the magic of compound interest, you begin to gather momentum and acceleration towards your financial goals.

When you get to this place, you have escaped Murphy’s Law of expenditure. Your savings grow to meet your income rather than your expenditure. You are now in control of your finances and fully back in the game.

The Message without Darkness ! By Bro. Gbile Akanni.

Prayer: Father we honour You once more for this privilege of looking into the Living oracles to set the path of our feet on the right course, the path that our Elders have trod. Lord I pray this hour that the Spirit of Truth might come down to speak with us. As many as are listening to your Word today, Lord, raise a standard in our midst and cause men to hear you again and afresh. Lord we are praying that no man who partakes of this sharing today would regret at the end-time. Thats our prayer. Thank you Father for hearing us for we have prayed in Jesus Name. Amen.

We praise the Lord for the privilege He has given us to come your way once more. And I thank God that He has made it possible for us to continue this series of teachings on Living Seed. You will remember that last week we began to speak about Guideposts for the End-time Believer and we decided to study, as the Lord led us, the First Epistle of John from chapter 1. We only did some general introduction to this theme in the course of the last edition of Living Seed.

Today we are going to continue a little further on our current theme of Guideposts for the End-time Believer. Can you turn your Bibles with me as we now look at 1st John chapter 1. For continuity I would like to read from verse 1 again but this time I would read quickly to verse 10.

1Jn 1:1 That which was from the beginning, which we have heard, which we have seen with our eyes, which we have looked upon, and our hands have handled, of the Word of life;

1Jn 1:2 (For the life was manifested, and we have seen it, and bear witness, and shew unto you that eternal life, which was with the Father, and was manifested unto us;)

1Jn 1:3 That which we have seen and heard declare we unto you, that ye also may have fellowship with us: and truly our fellowship is with the Father, and with his Son Jesus Christ.

1Jn 1:4 And these things write we unto you, that your joy may be full.

1Jn 1:5 This then is the message which we have heard of him, and declare unto you, that God is Light, and in him is no darkness at all.

1Jn 1:6 If we say that we have fellowship with him, and walk in darkness, we lie, and do not the truth:

1Jn 1:7 But if we walk in the light, as he is in the light, we have fellowship one with another, and the blood of Jesus Christ his Son cleanseth us from all sin.

1Jn 1:8 If we say that we have no sin, we deceive ourselves, and the truth is not in us.

1Jn 1:9 If we confess our sins, he is faithful and just to forgive us our sins, and to cleanse us from all unrighteousness.

1Jn 1:10 If we say that we have not sinned, we make him a liar, and his word is not in us.

May God bless His Word as we read and as we study together in the Name of Jesus Christ. Amen.

I would like you to come with me as we now begin to examine what are the Guideposts that helped and held the Patriarchs, the Elders, the men that have embraced this same faith that you and I are embracing today. What are the Guideposts that kept them? What are the issues they obeyed? What are the words that God taught them that kept their lives the way it was kept. And what gave them the victory that they had over the devil, over sin, over the flesh and over the world system? These are the issues that we are trusting God to reveal to us as we study together in the course of this broadcast today again.

Having said to you in the course of our last broadcast, we said that this whole Epistle was written and in it all these Principles are being declared unto us - that you also may have fellowship with us and truly our fellowship is with the Father and with His Son Jesus Christ. I would like to pick our discussion from that verse 3 today as the Lord moves us on.

Now when you look at that verse 3 from the New International Version of the Bible, it says

1Jn 1:3 We proclaim to you what we have seen and heard, so that you also may have fellowship with us. And our fellowship is with the Father and with his Son, Jesus Christ.

1Jn 1:4 We write this to make our joy complete.

Last week I said that God has not just called you unto something local, if God had just called us unto something local then a local standard, a convenient local arrangement would have been alright. It would not have mattered much if you say - Well, in our own village or in my own town or in my own group or in my own denomination, this is what we chose to believe. There would not have been a need for this study!

But you see God is calling you into a fellowship and these Guideposts, these instructions that the Lord passed on to our Elders, that the Lord passed on to men of the earlier generation of believers and that God has continued to pass on to anybody that would hereafter believe, they are the issues that would make you to also have fellowship ...when they say with us, that us includes all the Apostles, all the Patriarchs, all the Elders, all the martyrs of the faith. It includes all those that have served God in one capacity or the other and who have gone to heaven to rest waiting for the rest of us to join them.

Now one of the reasons that we need to pay attention to these Guideposts is because the fellowship unto which God is calling us - and truly that fellowship is with the Father and with the Son, the Lord Jesus Christ, that fellowship is with all the believers all over the ages, all over the world; regardless of their tongue, regardless of their culture, regardless of their upbringing and regardless of their civilisation. This means that the truth that God has presented to us is timeless truth, its truth that cannot be localised: it is not affected by our culture or by our upbringing.

The issue now is are you laboring, are you walking in order to be in that fellowship?

While we now study, we need to begin to find out what was the instruction and what was the Word of God that they believed? What was the message that God spoke to them so that we also as end-time believers, as men that the end of the age has come unto might set our lives aright and that we might set our faces like flint, not to be deviated, not to be diverted, not to be polluted, not to be adulterated from the same path that is leading to that common fellowship of all the believers.

Follow me as we now look at chapter 1 of the Epistle of John starting from verse 5. It says

1Jn 1:5 This then is the message which we have heard of him, and declare unto you, that God is light, and in him is no darkness at all.

1Jn 1:6 If we say that we have fellowship with him, and walk in darkness, we lie, and do not the truth:

I want you to wait there meanwhile before I continue.

It says - This then is the message which we have heard of Him. Now, this issue weighs heavily on my heart and I would like to pick that for you to see the kind of instructions that is coming to my heart even as we look at that Scripture from other versions of the Bible

1Jn 1:5 This is the message we have heard from Him and announce to you, that God is Light, and in Him there is no darkness at all.

New American Standard Bible.

When you look at that Scripture from the Amplified Bible it says

1Jn 1:5 And this is the message [the message of promise] which we have heard from Him and now are reporting to you: God is Light, and there is no darkness in Him at all [no, not in any way].

I want you to note that! THIS is the message that we have heard from Him.

Now that is the first issue I want you to note: these men that have believed, these elders that have jeopardised their lives on the field of the Gospel, they heard a message that changed their lives. They held a message that turned their situation around. They held a message that propelled them forward. What was the message that they heard from the mouth of Jesus? What was the message that was preached unto the early believers? What was the message that parcelled and packaged their lives for heaven and for the glory of God?

Now if you also are going to share from the fellowship into which they have entered, then you need to also hear this message and understand it and critically examine what kind of message are you hearing nowadays. What kind of message are you focusing your mind on nowadays? What kind of message are you placing your life on? On what message is your conviction built upon? I need to put this to you my dear brother, my dear sister! If not that we have a common fellowship unto which God is calling you ...that fellowship is higher than your local fellowship, that fellowship is higher, more superior than the one you are going through in your local church, I dont care who your Pastor is, I dont care who your Evangelist is, I do not care who your Prophet is and who your Prophetess is. If that man or that woman is not sharing this same 'Message' that prepared our elders for the glory of God, if he is not sharing that with you, I want you to know that that man is NOT preparing you for that important fellowship. Maybe he is preparing you for another fellowship somewhere on the other side in hell!

Now that God is giving you an opportunity, you must critically hear what was the message that they (the elders) listened to!

Lets take that message together as the Lord now helps us. Lets look further at how some translations put this matter. Lets check the Williams Translation of the Bible.

1Jn 1:5 And this is the message that we have heard from Him and now announce to you: God is Light, and there is no darkness at all in Him.

Now lets go over that: the message that they had from the Lord Jesus Christ from the beginning says GOD IS LIGHT! That is very interesting - that God is Light and in Him there is no darkness at all. That God, unto Whom we have come to walk with, unto Whom we have come to share fellowship with, is Light. That is to say that in God there is no darkness at all!

Please note the words in that Scripture as it is coming. That God is Light: THIS is the message that we heard Jesus preach, this is what we heard Jesus present! And this is what the Apostles of old heard from Him and they announced right from the day of Pentecost until each one of them was hanged or crucified or roasted alive! THIS was the message that they passed on unto every other person that believed! You remember what Paul was telling Timothy and he said - the things that you have heard of me among many witnesses, commit the same to faithful witnesses who will be able to teach others also.

Now, this was the message that they heard from the beginning - GOD IS LIGHT.

Now what does that mean? What does THAT mean? One thing you know about light is that light is transparent. Light is what reveals. Light does not conceal, it does not hide anything. If you look at Ephesians chapter 5, lets quickly check Ephesians 5 and see what God calls light and darkness there. If you will read from verse 8 of that Scripture it says,

Eph 5:8 For ye were sometimes darkness, but now are ye light in the Lord: walk as children of light:

Eph 5:9 (For the fruit of the Spirit is in all goodness and righteousness and truth;)

Eph 5:10 Proving what is acceptable unto the Lord.

Eph 5:11 And have no fellowship with the unfruitful works of darkness, but rather reprove them.

Eph 5:12 For it is a shame even to speak of those things which are done of them in secret.

Eph 5:13 But all things that are reproved are made manifest by the light: for whatsoever doth make manifest is light.

When we talk about God being light, we are saying that in Him there is no darkness at all. There is nothing that can be hidden; there is nothing that you would be ashamed of. If you just say - let me look into Gods life, you cannot see something that God would want to be hiding!!

One property of light is that light is not ashamed of its work; light has nothing to hide! Actually light does not hide anything neither does it hide anyone; rather light actually reveals. If you put on light, light will point out everything, every contour, every mark, every scratch on the surface. When light is so strong there is no shadow at all.

The Bible says the message we heard from Jesus was that God is Light and that in Him there is no darkness at all - there is no here and there with God, there is no shadow of turning - there is no hide and seek with God.

I dont know if you have come along with me to that point.

God is Light! When you come to God, He doesnt say Yes and No at the same time. His Yes is always Yes and His No is always No! You cannot meet God with double tongue. Whatever God said 2,000 years ago, He is still saying it today! He stands by His conviction, He doesnt swallow His words. God is Light AND in Him there is no darkness at all! Not even one. Lets see how the Amplified Bible puts it. It says

1Jn 1:5 And this is the message [the message of promise] which we have heard from Him and now are reporting to you: God is Light, and there is no darkness in Him at all [no, not in any way].

Now, how does that apply to our own faith? Verse 6 now says

1Jn 1:6 If we say that we have fellowship with him, and walk in darkness, we lie, and do not the truth:

So if we say we are partakers together and we enjoy fellowship with Him and we move and we live and walk about in darkness, we are speaking falsely and do not live and practise the truth of the gospel. Friend, lets begin from that point. The message that we heard from Him from the beginning is that God is Light. That if anybody wants to relate with God in fellowship if anybody says - Look I belong to Jesus, I belong to God, I have been saved, I have been born again - one of the first things to notice about that man is that he himself has to become light! There will be no darkness about him, there will be nothing he is hiding. There will be nothing you will discover about him and he will be ashamed about!

The believers of those old times are transparent. They are transparent because they knew that God is Light and in Him there is no darkness at all!

Now I want to ask you - Did you say you were in fellowship with God the Father and the Son? Did you say that you were preparing for that eternal fellowship in the heavenlies? Can we check your life now? What kind of gospel did you believe that your life is still full of darkness up till this time that I am discussing with you?

There are several of you listening to me that say you are baptised, you say you speak in an unknown tongue, you say you are performing miracles.. YET your life is not transparent! Some of you listening to me now are on the pulpit, there are some dark corners in your life, there are areas of your life that even your wife knows nothing about! I wonder what kind of gospel you heard, I wonder what kind of God you have encountered - the God that Jesus began to speak about in the beginning is Light, AND in Him there is no darkness at all! With God there is nothing to hide, with God there is nothing that He is ashamed for you to discover!

There are some of you who have impregnated somebody somewhere for the past 5 years. That child is growing! And you moved from that place, you went into another town a-n-d you have started up your church now! You are preaching. You are a big Preacher now!! And you are making big noise everywhere!!! I wonder what message did you hear from the beginning! What message did you hear? What kind of God did you meet? What kind of Jesus Christ did you encounter in your life that there is still a bundle of darkness in your life?

Several of you listening to me today are very good church members but the Pastor does not know everything about your life! There is darkness about you! There is darkness about your character! There is darkness about your life! There is darkness about your life! In the office where you are working, you are not straight forward - your life cannot be predicted! There are so many things that are confusing about you.

Now we see a lot of people today, this end time Christians - and they are A LOT - you cant take them by their word! If they enter into an agreement with you, you just know that you have entered into trouble because they are not going to honour their word! They have a different and a hidden agenda in their heart.

Now! The question I want to put to you is that - IF you are preparing to join that general fellowship that is above, what message did you hear and darkness has not disappeared in your life?

Several of you are telling lies and you call it diplomacy! Several of you stand up and even on the pulpit you exaggerate and you collect money from peoples pockets and you never declare everything! I wonder what kind of message you heard from the beginning.

Friend! What kind of message did you believe that DID NOT remove darkness from your life? There are very many areas of darkness - dark corners - in your life! There are many things that are unknown about you. Oh it is so painful today that several brothers, several Christians, several Prophets, several Prophetesses, several Evangelists - that it is only when they die that we begin to discover terrible things that they have covered.

Now that Scripture says - THIS then is the message that we heard from Him and we declare unto you that God is Light AND in Him is no darkness at all! Are you a Bible-School student? See the kind of exaggeration, see the kind of fictitious claim you are sending back to your own church! And I want to ask you - Have you really encountered God who is light in Whom there is no darkness at all? Can you say you are walking in fellowship with Him and your life is not straightforward? You are a liar!

You husband listening to me - Does your wife know everything about you? Does your wife know what is in your bank account? Does she know all the money that comes in? Sometimes you say you are going to Lagos and then you face Ilorin. Sometimes you say you are delayed in the office YET your delay in getting home is because you went out with one girl. I want to ask you - Is your life in fellowship with the Lord Jesus Christ? Are you really living in consonance with the Word of God? So if you say we are joint partakers and in fellowship with Him a-n-d we live and move and are walking about in darkness, we are both speaking falsely and do not live and practise the truth of the Gospel!

That is the word of God.

I hear you say - O Brother, why are you doing this to me? I am NOT the one doing it to you. The message that we have heard from the beginning says - GOD IS LIGHT! I cannot reconcile the kind of Christian life you are living now, this your life that has a lot of cloud and a lot of confusion, and a lot of crookedness and unstraightforwardness is not lining-up with a life that has had contact with God Who is light and in Whom there is no darkness at all.

Dear Preacher, there is darkness about you if there are issues you have been hiding - Nobody knew that you are still committing sin secretly, you cover everything up: THAT is darkness! You are in darkness dear Brother. You are in darkness dear Preacher - you NEED to repent today IF you are planning to be part of that fellowship at the end of the age.. And I dont know how many years you have left, I dont know how many more years before the Lord comes to take His own people!

I ask you - Are you in the light?

GOD IS LIGHT AND IN HIM IS NO DARKNESS AT ALL ...none at all. No! N-o-t in one case!!

Now verse 7 says

1Jn 1:7 But if we walk in the light, as he is in the light, we have fellowship one with another, and the blood of Jesus Christ his Son cleanseth us from all sin.

Can I ask you dear Friend - Are you walking in the light? Are you walking in the light of the Word of God? Is your life completely exposed? Is your life completely revealed, completely manifested under the light of the Word of God? Or are you still walking in darkness? Are you still moving in an environment that conceals your true nature? Are you an hypocrite?

The Bible says if we walk in the light as He is in the light then we have fellowship one with another. As long as you are a liar you have no fellowship with our Father in heaven, you have no fellowship with the Lord Jesus Christ and I dont suppose you have a fellowship with the saints who have gone on high. You may be having fellowship with other crooked men. Some of you say - Yes, our fellowship is so big our fellowship is so great? Can I ask you - Is there no darkness about how you are gathering the people? Is there no darkness - some cloudy thing, some shady thing - some shadow about how you have been doing the work? Is there no darkness about the way you say you have been praying and people are falling down? Are you not pushing them down, are you not using some means that are NOT from the Holy Spirit? Is there no darkness about your life? Is there no darkness about your activity? Is there no darkness about where you are going?

If you say you are in the light and you walk in the light then we have fellowship with the Father? Are you truly in fellowship with Him? When you come under the light of His Word, His blood cleanses us from all sin, His blood makes us right with Him. I am asking you - Are you in the light or are you walking in darkness?

This is the message that we heard from Him from the beginning. And so the next Guidepost we are dealing with is the Message that does not allow darkness, that does not allow any shadow, that does not allow any cover-up! This is the Message that will take you to heaven.

If as we are listening to the Word of God here today you discover that your life is not straightforward, the contract you are doing is not straightforward, your relationship with your wife is not correct, why dont you bow down and repent right now? I dont want you to go about with the false hope that you are in fellowship: You are NOT in fellowship with our Father! In this regard, I do not know who your father is.

Bow your head right now and say - Jesus, dont let me run in vain, dont let me deceive men, dont let men deceive me! Bring me into light, bring my life into light, bring my activity into light, no more will I walk in darkness.

Bow your head. Surrender every darkness, bring it to the limelight of the Word of God and God will use the blood of Jesus to cleanse you from every sin.

God bless you.

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God bless you.

Wedlock Saga Amidst Nigerian Artistes

OUR Nigerian showbiz stars are not only in the business of making money and making music, they are also in the business of making babies � some of them out of wedlock. Here are some with children out of wedlock� Ice Prince Sometime last year Babatunde Bimbo hit the news after she opened up about carrying the child of the Oleku super star, Ice Prince Zamani. Several denials and rejections trailed her announcement. Ice Prince blatantly rejected the baby. Bimbo had to quit school in order to keep the pregnancy. The baby was christened Toluwalase. In a sudden twist of events, Mister Zamani embraced his child and later renamed him Jamal. In an interview, he was asked by a reporter how he felt about being a �New dad�, Ice Prince didn�t mince words, he hit the nail on the head admitting he is now a dad Even though the Oleku superstar initially denied having a son with Bimbo Babatunde, he has finally accepted t paternity of the boy. These days he proudly flaunts his pictures of him carrying Jamal on the social media. Wizkid He is the chart-topping musical wonder-kid whose meteoric rise to the peak of the music industry has been nothing short of breathtaking. Life as a star boy however does have its downsides. Even though he also initially denied the paternity of his son, he has finally concurred. Mother of the child, Oluwanishola Ogudugu was a student of the Houdegbe North American University Cotonou, Benin Republic. His son Boluwatife turned two sometime in May this year and Wizkid showered him with lots of birthday gifts. Even though Wizkid is not currently dating his baby's mum, he has been a good father to his son. Terry G The energetic and restless Terry G also belongs to the league of celebrity daddies. He definitely wasn't testing the microphone when he did this. He has a baby boy, with his fianc�e Mimi Omoregbe, who was delivered sometime last year in the U.K. Timaya The self-confessed Dem Mama Soldier welcomed his baby girl in May 2012. Timaya christened his daughter Emmanuella Perere Timaya. According to him: 'I'm building my own dynasty which is why my baby and the other ones that would come after her would bear Timaya as their surname, not Odom'. *Timaya Timaya's baby mama is a dark skinned singer and budding actress named Barbara whom Timaya reportedly met in 2010. Reports say Timaya put Barbara and Emmanuella in an apartment in the heart of Ikeja and bought her a GL Fomatic 450 Benz, valued at about N13m.Timaya has managed to stay out of controversy since he became a dad even though the Empress saga still haunts him. Paul of P-Square It is no longer news that Paul of P-Square has a son named Andre with his long time girl friend, Anita. Earlier, Paul had announced his plans to marry her. Peter amazingly took to twitter when he wrote that Paul and his heart beau, Anita, were expecting their first child. Reports say that Paul started dating Anita even before he became renowned in the entertainment industry. She has always been part of his success story. Andre is a post graduate student of the University of Dundee, Scotland May-D Former Square Records artiste, Akinmayokun Awodumila a.k.a May D also is part of the ever growing list of celebrity fathers who are not married. His long-time girlfriend, Debola gave birth to a baby boy sometime early this year and the talented May D took to Twitter to announce the birth of his son. In his tweet he says:' I just had a sure baby boy' and also tweeted a picture of him carrying his son. *Jesse Ngohide Ruby Ann Gyanggyan a.k.a Ruby and the fast rising Soul singer Jesse Jagz have been an item for sometime. They met way back in Jos in the choir. They both have a grown daughter named Jade. Jesse mildly disclosed this in his 'Jagz of all Tradez 'album in the track titled:' This jagged life' featuring Lindsey another J-Town R n B singer. Though they are not dating any more but sources state that they have jointly raised their daughter.(VANGUARD)